Frequently Asked Questions
At O’Danny Boy Builders, we know roofing can feel overwhelming, especially when dealing with storms, insurance, or major repairs. To help you make informed decisions, we’ve answered the most common roofing questions from homeowners and business owners across the Chicagoland area.
General Roofing Questions
ARE YOU LICENSED AND INSURED?
Yes. O’Danny Boy Builders is fully licensed and insured in every state we serve. We also hold top-tier manufacturer certifications, including GAF Master Elite®, which places us among the top 2–3% of roofing contractors nationwide.
DO YOU OFFER FREE ROOF INSPECTIONS?
Yes. We provide 100% free inspections and estimates for residential and commercial properties. Our experts will assess the roof, document any damage, and give you a clear recommendation.
DOES A METAL ROOF LOWER YOUR HOMEOWNERS INSURANCE?
In many cases, yes. Because metal roofs are highly durable and resistant to fire, hail, and wind, some insurance companies offer discounts for homes with metal roofing. Savings vary by provider, so it’s best to check with your insurer to see what incentives they offer.
WILL MY INSURANCE COVER THE COST OF MY NEW ROOF?
Insurance may cover your roof if the damage was caused by a covered event such as hail, wind, or storm impact. It typically will not cover wear, age, or maintenance-related issues. After an inspection, we can help determine whether you have storm-related damage that qualifies for a claim and guide you through the process.
CAN YOU INSTALL A ROOF IN WINTER?
Yes — we work year-round and know how to install roofs safely and effectively in cold Midwest and Northern climates.
Roof Repair & Replacement FAQs
HOW DO I KNOW IF MY ROOF NEEDS REPAIR OR FULL REPLACEMENT?
Common signs include missing, cracked, or curling shingles, granule loss (shingle “bald spots”), leaks or water stains inside your home, sagging roof deck, visible hail or wind damage, frequent repair needs, or an aging roof (15–25 years old).
During your free inspection, we’ll help determine whether a repair or replacement is the best long-term solution.
HOW LONG DOES A ROOF REPLACEMENT TAKE?
Most residential replacements take 1 day, weather permitting. Larger homes or complex installations may take 2–3 days. Commercial roofs vary based on size, materials, and accessibility.
HOW MUCH DOES A NEW ROOF COST IN CHICAGO?
Most new roofs in Chicago cost between $8,000 and $20,000, depending on the home’s size, pitch, and materials. Premium options cost more. After a free inspection, we’ll provide a clear, customized estimate.
WILL INSURANCE COVER A 20 YEAR OLD ROOF?
Insurance won’t cover a roof replacement due to age, but it can cover a 20-year-old roof if the damage was caused by hail, wind, or another storm event. We can inspect the roof and help determine whether a claim is justified.
HOW LONG SHOULD A TYPICAL ROOF LAST IN ILLINOIS?
In Illinois’ climate—where roofs endure heavy seasonal changes, hail, snow, and strong winds—a typical asphalt shingle roof lasts 18–25 years. Architectural shingles may last closer to 25–30 years with proper ventilation and maintenance. Severe storms or poor attic ventilation can shorten that lifespan, which is why regular inspections are highly recommended.
Storm Damage & Insurance Claim FAQs
WHAT SHOULD I DO AFTER A HAIL OR WIND STORM?
Contact us for a free storm damage inspection. We’ll document the damage with photos, help you understand your roof’s condition, and guide you through whether a claim is appropriate.
DOES FILING AN INSURANCE CLAIM RAISE MY PREMIUMS?
Typically, no — not for storm-related “acts of nature.” Premiums are usually adjusted across entire zip codes rather than based on individual claims. We can help you understand your policy before filing.
WILL YOU WORK WITH MY HOMEOWNER’S INSURANCE COMPANY?
Yes. We specialize in insurance claim support. Our team assists with damage documentation, meeting with your adjuster, ensuring all covered repairs are included, and managing supplemental claims when necessary. Our goal is to make the process seamless and help you receive the coverage you’re entitled to.
Commercial Roofing FAQs
WHAT TYPES OF COMMERCIAL ROOFS DO YOU INSTALL?
We work with a wide range of premium roofing systems, including TPO, EPDM, and PVC membranes, metal roofing, modified bitumen systems, as well as commercial shingle roofs.
DO YOU OFFER COMMERCIAL ROOF INSPECTIONS AND MAINTENANCE?
Yes. We provide annual and bi-annual maintenance plans, flat roof inspections, leak detection, thermal imaging in select markets, and preventative care designed to extend the lifespan of your roof.
DO YOU OFFER ROOF COATINGS FOR COMMERCIAL BUILDINGS?
Yes. We offer high-performance silicone and acrylic roof coatings designed to restore aging flat roofs, improve energy efficiency, and extend roof lifespan without the cost of a full replacement. Coatings can also help reduce leaks, reflect heat, and lower utility bills.
Ready for a Free Roof Inspection?
Don’t wait for a small roofing issue to become a big problem. Schedule your free inspection now, and let our Chicagoland roofing professionals protect your home with fast service, expert guidance, and unmatched craftsmanship.
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